Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.
AF: Worst present status on open auto accounts is delinquent
Your credit file is showing an auto account with a payment that was at least 30 days late. Late payments are a proven indicator of increased risk. People with late payments are at risk of being overextended, putting existing credit with lenders at risk.
What you can do:
Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score.
A HIGHER LEVEL OF CONFIDENCE
Count on the company behind ReasonCode.org for more accurate and consistent credit scores too.