Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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DA: You have too many open retail revolving credit accounts with a balance.

Explanation:

Carrying a balance on too many retail revolving accounts is an indicator of increased risk. People who carry balances on multiple retail revolving accounts have reduced available credit to use if needed, creating a greater chance of becoming overextended.

What you can do:

Pay down your existing balances, and then pay your balance in full each month as often as possible.
 

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