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BE: You have too many open bank credit card accounts with a high balance.
Carrying high balances on too many bank credit cards is an indicator of increased risk. People who carry high balances on multiple credit cards have reduced available credit to use if needed, creating a greater chance of becoming overextended.
What you can do:
Pay down your existing balances, and then pay your balance in full each month as often as possible.
A HIGHER LEVEL OF CONFIDENCE
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