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BW: Too many of your bank credit card accounts have high utilization.
Explanation:
You have bank credit card accounts in your credit file with balances that are high compared to the credit limit on the account, which is a proven indicator of increased risk.
What you can do:
Pay down balances on your accounts and keep them below 30% of the total credit limit on that account. Over time this will have a positive impact on your score.
A HIGHER LEVEL OF CONFIDENCE
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