Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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04: The balances on your accounts are too high compared to loan amounts

Explanation:

The balances on your accounts are high compared to the original loan amounts, lowering your score.

What you can do:

Paying down the balances on your accounts will benefit your score.
 

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