Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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P05: There are no or only a few recent delinquencies on your accounts

Explanation:

A delinquency is a payment that was made 30 or more days late. You have had no or very few delinquencies recently which has caused your score to improve.

What you can do:

Keep paying bills on time every month since it is important for maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time, this will have a positive impact on your score.
 

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