Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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P12: The date that you opened your oldest account is not too recent

Explanation:

Your oldest account was not opened too recently. As a result, your history of credit management is enough to demonstrate responsible behavior which has improved your score.

What you can do:

Don’t open more accounts than you actually need. Research shows that new accounts indicate greater risk. Your score will benefit as your accounts get older.
 

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