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P29: Few or none of your open bankcard or revolving accounts has a balance
Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. Keeping low balances can improve your score. The balances on your bankcard and revolving accounts are low.
What you can do:
Keep low balances on your accounts; this will benefit your score.
A HIGHER LEVEL OF CONFIDENCE
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