Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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P30: One or more of your bankcard or revolving accounts has a high limit

Explanation:

Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. Having bankcard or revolving accounts with high credit limits indicates that you have high availability of credit, improving your score.

What you can do:

Keep using your existing credit responsibly. Your credit score will benefit as you manage the accounts in a responsible fashion. Manage your credit wisely by planning ahead for your credit needs and avoid applying for more credit than you need.
 

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