Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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P39: Available credit on open bankcard or revolving accounts is not too low

Explanation:

Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. You have high available credit on bankcard or revolving accounts which has caused your score to improve.

What you can do:

Keep using your existing credit responsibly. Your credit score will benefit as you manage the accounts in a responsible fashion. Manage your credit wisely by planning ahead for your credit needs and avoid applying for more credit than you need.
 

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