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P43: Credit file has enough history on your use of bankcard/revolving accts
Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. A credit file with sufficient accounts and credit history, including bankcard or revolving accounts, reflects more experience in handling credit. More experience can have a positive impact on your score.
What you can do:
Maintaining open and active credit accounts in good standing can help improve your credit score.
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