Your VantageScore reason code report

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P55: Open real estate account balances not too high compared to loan amounts

Explanation:

A real estate loan can be a first mortgage, a home equity loan, or home equity line of credit. Your balances on real estate accounts are not too high compared to the original loan amounts, which causes your score to improve.

What you can do:

Keep low balances on your accounts; this will benefit your score.
 

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