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33: Not enough balance paid down over time on revolving accounts
Explanation:
Paying your bills on time improves your score. You have not paid all or nearly all of your bankcard or revolving credit on time.
What you can do:
Pay your bankcard or revolving accounts on time every month since it is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time.
A HIGHER LEVEL OF CONFIDENCE
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