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33: Not enough balance paid down over time on revolving accounts
Paying your bills on time improves your score. You have not paid all or nearly all of your bankcard or revolving credit on time.
What you can do:
Pay your bankcard or revolving accounts on time every month since it is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time.
A HIGHER LEVEL OF CONFIDENCE
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