Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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41: Average time since revolving credit accounts opened is too recent.

Explanation:

Because some or all of your revolving credit accounts were opened recently, the history on those accounts is not long enough to provide sufficient payment and account history to demonstrate responsible behaviors.

What you can do:

Use your existing credit responsibly and make your payments on time. Your credit score will benefit as you make payments on time and manage the accounts in a responsible fashion. Manage your credit wisely by planning ahead for your credit needs and avoid applying for more credit than you need.
 

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