Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

×

PF: Presence of public record judgment/tax lien since bankruptcy filing

Explanation:

Public records include information filed or recorded by local, state, federal or other government agencies that is available to the general public. The types of public records that can affect your credit score include legal judgments against you, or tax liens levied by a government authority. Public records can have a significant negative impact on your credit score.

What you can do:

Pay all bills on-time and satisfy all judgments. The impact that negative items such as public records have on your credit score will diminish over time.
 

A HIGHER LEVEL OF CONFIDENCE

Count on the company behind ReasonCode.org for more accurate and consistent credit scores too.

CREDIT SCORING FACT VERSUS FICTION

Visit CreditScoreQuiz.org to take a 12-question quiz and learn how to improve your score.

STAYING IN THE KNOW

Stay up to date on credit scoring news by following us on Twitter, Facebook, and LinkedIn.