Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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60: The sum of your real estate delinquent/derogatory account balances is too high.

Explanation:

A real estate loan can be a first mortgage, a home equity loan, or home equity line of credit. The VantageScore model calculates the sum of your delinquent/derogatory account balances associated with your real estate accounts. When the sum of delinquent/derogatory accounts is high, it is an indication of higher risk.

What you can do:

Paying off your deliquent/derogatory account balances will help improve your score.
 

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