Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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75: Payments made less than scheduled amount on auto loans.

Explanation:

Your credit file is showing an auto loan with a payment that was made for less than the amount due. Paying less than the amount due is an indication of being overextended, putting existing credit with lenders at risk.

What you can do:

Paying bills on time every month is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time. Over time this will have a positive impact on your score.
 

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