Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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81: The amount paid on your student loan accounts is too low.

Explanation:

The amount that has been paid down on your open student loan accounts is low. People who haven’t paid down much of their student loan account balances are higher credit risks than people who have.

What you can do:

As monthly student loan account payments are made, a portion of the outstanding balance is reduced, benefitting your score. Whenever possible, further pay down balances on your accounts. Over time, this will also have a positive impact on your score.
 

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