Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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IP: Too high proportion of balances from open non-installment accounts

Explanation:

The total that you owe on your non-installment accounts is high. Maintaining high balances has proven to be risky behavior because you don’t have much credit available should it be needed, creating a greater chance of becoming overextended. People with the highest credit scores keep their account balances low.

What you can do:

Whenever possible, pay down balances on your accounts. Over time, this will have a positive impact on your score.
 

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