Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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31: Not enough available credit on revolving accounts

Explanation:

Bankcard accounts include credit cards and charge cards from a bank and are frequently revolving accounts. They allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. The total combined amount you owe on all your bankcard accounts is high, resulting in reduced available credit to use if needed, creating a greater chance of becoming overextended.

What you can do:

Paying down the balances on your accounts will benefit your score.
 

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