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43: Too many revolving accounts with high balance compared to credit limit
Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. You have revolving accounts in your credit file with balances that are high compared to the credit limit on the account, which is a proven indicator of increased risk.
What you can do:
Pay down the balances on your accounts. Ideally, the balance on any revolving account should be 30% or less of the total credit limit on that account.
A HIGHER LEVEL OF CONFIDENCE
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