Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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59: Balances on retail cards are too high compared with credit limits

Explanation:

A retail account is a bankcard issued by a retailer. The balances on your retail accounts are high compared to the credit limit, lowering your score.

What you can do:

Paying down the balances on your retail accounts will benefit your score.
 

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