Your VantageScore reason code report

Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.

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69: Too high proportion of balances from loans not secured by real estate

Explanation:

Loans that are not secured by real estate are loans that are not backed up by the collateral of a home (they are not first mortgage, a home equity loan, or a home equity line of credit). The total combined amount you owe on all your loans that are not secured by real estate is high, a sign of increased risk. People who carry balances on multiple bankcard accounts have reduced available credit to use if needed, creating a greater chance of becoming overextended.

What you can do:

Maintaining open and active credit accounts in good standing can help improve your credit score.
 

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