ME: Your average credit amount on open real estate accounts is too low.


A real estate loan can be a first mortgage, a home equity loan, or home equity line of credit. The average credit amount on the real estate accounts in your credit file is low, which is an indicator of higher risk.


Use your existing credit responsibly and make your payments on time. Your credit score will benefit as you make payments on time and manage the accounts in a responsible fashion. Manage your credit wisely by planning ahead for your credit needs so you can avoid applying for more credit than you need.